Best Hysa 2024 Fdic Insured Bank. State exchange bank is a member of the fdic, so your deposits are insured up to $250,000. The top hysa rate is at digital federal credit union (dcu), with 6.17% available on balances of up to $1,000.

This account is available through raisin, a digital storefront that. It is if the bank carries insurance from either the fdic (federal deposit insurance corporation) or the ncua (national credit union association), which offer.